Short Term
Property Loans

Car and Home Finance specialises in short-term property loans, bridging loans, and caveat loans fixed from a period of one to six months. We can lend up to 80% of your property’s value anywhere in metropolitan Melbourne and up to 70% in rural areas. If you need money fast, we may be able to help………

Short term loans / Caveat Loans

    • Commonly referred to as bridging finance
    • Loan applications processed in one hour
    • Loans can be settled within 3 hours to approved borrowers
    • Lend up to 80% LVR on residential properties (including vacant land or investment properties) in metropolitan Melbourne and major regional centres.
    • Lend against commercial and industrial properties
    • Loans for business/investment purposes
    • Any fees are not payable upfront
    • No sworn valuation
    • No monthly repayments
    • No brokerage fees, deal directly with the lender
    • We can lend to people who are self employed without financial statements
    • Also referred to as caveat lending

Clear Title Loans

    • Often used as bridging finance
    • Loans can be approved and settled within 90 minutes
    • Lend from $5,000 up to $100,000
    • Loan term up to six months
    • Any fees are not payable upfront
    • No monthly interest repayments 

Equity Advance Loans

    • Often referred to as bridging finance
    • Have you sold your property?
    • Do you need money now?
    • We can lend you money until your settlement takes place
    • Any fees are not payable upfront
    • No monthly interest repayments
    • Loan paid out from sale proceeds
    • Commonly known as a caveat loan